Personal & Other Loans

  • Loans & lines of credit for a variety of purposes
  • Low rates & flexible terms
  • Quick & easy local loan approvals
Redwood Personal Home Equity Loans

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Redwood Credit Union (RCU) offers a variety of personal loans and lines of credit to meet your lending needs. With low rates, a variety of flexible terms and quick, local loan decisions, we're confident you'll find a loan to meet your individual needs.

Signature Loans

  • Loan amounts up to $50,000
  • Fixed rates and flexible terms from 36-84 months (click on "Compare" tab for details)
  • Use for variety of purposes including debt consolidation, medical expenses, or purchasing older vehicle
  • View our rates

Lines of Credit

  • Low fixed rate line of credit with ability to draw on funds as needed
  • Credit limit with no set term allows you to use funds and repay often
  • Use for a variety of purposes including overdraft protection
  • View our rates

Share Secured Loan

  • Personal loans secured by your savings or certificates
  • Use for a variety of purposes including debt consolidation 
  • Low rate--just 2.50% APR + dividend rate on RCU account loan is secured by
  • Flexible terms up to 120 months

Platinum Visa Credit Cards

  • Low non-variable and variable rates
  • Optional RedwoodRewards Plus program
  • No balance transfer fees from other credit cards
  • Cash advances
  • Travel accident and auto rental insurance
  • Emergency travel assistance
  • Extended purchase & VISA's zero fraud liability protection
  • Electronic payment option provides convenience and peace of mind

More benefits

Sign up for RCU's Visa Autopay program
Learn more about Visa Autopay.
Learn more about RCU's RedwoodRewards Plus program

Ready to apply?

apply

 

Signature Loans

Line of Credit

Credit Card 

      Share Secured 
Rates

Fixed rate throughout life of loan

View rates

Fixed rate with ability to draw funds
 
View rates

Non-variable or variable rate based on credit history

View rates

2.50% APR + dividend rate on RCU account by which loan is secured 
   
View rates

Payments

Fixed monthly payments

Payments calculated on balance owed

Minimum payment 2% of new balance or $10 whichever is greater

Fixed monthly payments

Annual Fee

 No

 No

 No

 No

Terms 

36 – 84 months

Open line of credit with no fixed term

Revolving line of credit with no fixed term

Up to 120 months

Minimum Loan Amount

 $500

 $500

 $500

 $500

Ready to apply?

apply

Are you a Member?

Start a New Loan Application

Log on to RCU Online Banking – your application
 will be prefilled!

Not signed up for RCU Online Banking? Enroll now.

Not an RCU Member?

Begin your loan application or check the status of your loan.